Unlock your

Real estate potential

Streamline Your Success with Customized Funding Solutions for Every Property Venture.

About us.

Our role as your real estate partner is based on a commitment to empower you in your investment ventures. We’re not just here to offer capital opportunities ~ we provide personal, strategic consultation to guide you through the complexities of the market. Our tailored solutions are born out of a genuine dedication to your success,  encompassing a vast portfolio of loan products, from flexible fix & flip options to comprehensive construction financing, long term rental loan programs, double closing transactions and earnest money requirements. 

By selecting us as your strategic ally with your investment, you align with a vision that aims to redefine excellence in global real estate partnerships. We are dedicated to transforming market challenges into profitable opportunities for you, setting new industry benchmarks for success. Your success is our mission.

Join us to reshape the landscape of real estate investment and achieve unparalleled success with our cutting-edge financial solutions.

Flexibility

 Customizable loan solutions to fit individual investment needs.

 

Speed

Fast funding to keep pace with dynamic market opportunities.

 

Reliability

Consistent delivery of funds and supportive services

Transparency

Clear terms, no hidden fees, and straightforward communication.

 

Collaboration

Partnerships that align with investor goals for mutual success.

 

Experience

A proven track record of successful investment financing.

our programs.

Embark on your real estate investment journey with personalized guidance from our expert consultants. We specialize in providing thoughtful advice and support to enhance a diverse range of investment strategies. Positioned at the forefront of real estate innovation, we bridge the gap between your aspirations and success. Our seasoned consultants are dedicated to understanding your unique needs and crafting a roadmap for your swift fix & flip projects or long-term property investments. Explore the depth of our consulting services tailored to guide you at every step of your investment venture.

Fix & Flip and New Construction Loans

Maximize your real estate investments with our bridge loans suitable for both fix & flip projects and new constructions. Experience a seamless funding process as our team conducts a thorough risk and profitability analysis of your deal. Once approved, receive comprehensive financing for acquiring and constructing your investment property.

Long-Term Rental Financing

Cultivate your real estate portfolio with our dedicated rental financing options. Ideal for 1-4 unit properties, our program offers long-term loans crafted to meet the specific necessities of your investment. Benefit from our streamlined in-house procedure from application to funding, enhancing your journey as an investor and landlord.

Short-Term Bridge Loan Quotes

Request a personalized quote for bridge loans tailored to short-term real estate ventures. Applicable for a variety of projects including fix & flips, conversions to rental units, new constructions, or general bridge financing needs.

Pre-Approval Application

Secure your financing swiftly by submitting a pre-approval application. This proactive step grants you immediate access to proof of funds letters, crucial when placing offers, and accelerates the approval process. Familiarize yourself with our team and streamline your future transactions.

Rental DSCR Loan Quotes

Obtain a tailored quote for your rental properties within 24 hours. Our loan options cater to purchase, refinance, and cash-out refinance scenarios, as well as short-term rental investments, ensuring competitive terms suited to your goals.

Proof of Funds Service

Enhance your purchasing credibility with our proof of funds service. Fill out the form to get a detailed quote on loan terms for purchasing, refinancing, or cash-out refinancing rental properties, including short-term rentals. Expect a prompt response within 24 hours.

DOUBLE CLOSING

We provide quick and hassle-free transactional funding for real estate wholesalers involved in double closing deal, and help you navigate through your double closing transactions smoothly. Trust us to simplify your double closing process and achieve your real estate goals.

Earnest Money Deposit

An EMD is a vital component of the wholesaling process, ensuring the validity and enforceability of your contract while showcasing your commitment to the seller. Our dedicated team is here to collaborate and provide the necessary funds for your EMD. With our support, you can confidently open escrow and seize every opportunity in the real estate market without missing out.

Still Have Questions?

Frequently Asked Questions

Our Fix/Flip, New Construction, and Bridge loans are structured with 12-18 month terms, while our 30-year DSCR rental loans feature various prepayment and ARM options, including interest-only periods upon request.

We aim for a swift closing within 2-3 weeks for Fix/Flip, New Construction, and Bridge loans, and 4-5 weeks for Rental DSCR loans. Timelines may improve with expedited document submission and efficient coordination.

Interest rates vary by loan type and are influenced by the borrower’s experience, creditworthiness, and deal specifics. Rates for Fix/Flip, New Construction, and Bridge loans currently range from 10-12%, with Rental DSCR loans at 7.5-9.5%.

Our loans typically involve 2-3 points based on the borrower’s experience, credit, and loan type, payable at closing alongside other closing costs.

We charge a legal fee of $1000, a commitment fee of $995, plus a $40 wire fee. Draw requests incur a $250 inspection fee.

We utilize third-party vetted appraisers for valuations. However, we’re open to considering your preferred appraisers for future inclusion in our approved list.

We consider extension requests on a case-by-case basis for loans in good standing, with possible 30-day to 6-month extensions subject to an extension fee of 1-2 points.

Our Fix/Flip, New Construction, and Bridge loans carry no prepayment penalties. Rental DSCR loans have variable penalties ranging from 1-5 years.

We evaluate both the real estate deal and the borrower’s credentials to ensure the success and timely completion of the project.

 Our “light documentation” loans focus on liquidity, creditworthiness, and experience rather than extensive income verification.

A minimum credit score of 650 is required for experienced investors and 680 for new investors or those seeking Rental DSCR loans.

We perform a hard credit pull for live fix/flip, new construction, and bridge loans, with the report valid for subsequent deals up to 3-6 months.

We’re unable to fund within five years following a bankruptcy or foreclosure event.

We require 10-30% of the purchase price as investment in the deal, plus sufficient funds for closing costs and working capital.

 Yes, as you complete more projects, your required down payment may decrease, reflecting our merit-based system.

Only fix/flips, new constructions, or rental purchases count towards your experience; wholesale transactions or projects completed for others don’t qualify.

Yes, provided funds are sourced responsibly and deposited into an account prior to closing. Rental DSCR loans require a three-month seasoning period.

 Construction funds are reimbursed post-completion of work through draw requests following inspection.

Draw reimbursements typically take 3-5 business days after completion of the inspection process.

We lend in all states except North Dakota, South Dakota, Minnesota, Vermont, and Idaho.

Our minimum loan amount is $100,000 but may consider $75,000-$100,000 for exceptional cases. Rental DSCR loans require a minimum of $100,000/unit.

Lending on rural properties is limited and dependent on location-specific factors like population density and comparable property availability.

We finance commercial properties that are predominantly residential (5+ unit multifamily or mixed-use), with loans starting at $250,000. We do not support purely commercial or special use properties.

Loans on fire-damaged properties are considered based on the borrower’s expertise and property condition.

As we offer commercial loans, we can only lend to entities such as LLCs, S-Corps, C-Corps, etc.

Lending to a trust requires examination of trust documents on a case-by-case basis, and the trust must be irrevocable.

 Our team orders appraisals through an AMC or approved appraiser following a borrower interview and mutual agreement to proceed.

 You may choose your title company and insurance broker, or we can recommend vetted partners. We require contact information for all vendors involved.

We make independent loan decisions and manage multiple capital sources, providing flexibility and options for our borrowers.

We require a first lien position for all loans, meaning seller holdbacks must be paid off before we can consider refinancing.

We do not finance properties such as bed and breakfasts, rooming houses, or hotels/motels due to their commercial nature.

get in touch

Schedule a meeting

We are thrilled to have the opportunity to invite you to a Zoom meetup focused on transactional funding, and real estate partnerships!